Water Quality Financing Administration


New Draft FFY 2020/State FY 2022 Funding Documents

WQFA thanks everyone who submitted applications during the December 2019 - January 2020 solicitation.  The following draft documents are now available for a 30-day public comment period:    

Project Priority Lists (PPL) show all applications received in ranked order from highest to lowest score.  

Draft FFY 2020/State FY 2022 Clean Water PPL 

Draft FFY 2020/State FY 2022 Drinking Water PPL 

Intended Use Plan (IUP) Tables 1 list the projects that ranked high enough for FFY 2020 Revolving Loan Funding consideration.  Only those projects with an amount shown in the “Total Funding” column will be offered FFY 2020 State Revolving Fund financing (official notifications to be made in October 2020).  See the “Comments” column for outstanding issues, potential grant funding* etc.   

Draft FFY 2020 Water Quality Revolving Loan Fund IUP Table 1 

Draft FFY 2020 Drinking Water Revolving Loan Fund IUP Table 1 

IUP Documents, along with the PPLs and IUP Tables, are submitted to the U.S Environmental Protection Agency (EPA) to request the FFY 2020 Clean Water and Drinking Water Capitalization Grants under the Federal Clean Water Act and Safe Drinking Water Act, respectively.  

Draft FFY 2020 Water Quality Revolving Loan Fund Intended Use Plan (IUP) Document  

Draft FFY 2020 Drinking Water Revolving Loan Fund Intended Use Plan (IUP) Document ​

All the aforementioned draft documents are subject to a 30-day public comment period, which closes on June 25, 2020.  Comments on the draft documents can be submitted as follows:

+ Via email to elaine.dietz@maryland.gov (strongly preferred), or

+ Via fax to (410) 537-3968 (Attn:  Elaine Dietz), or 

+ Via mail to: Elaine Dietz, Water Quality Financing Administration, Maryland Department of the Environment, 1800 Washington Boulevard, Suite 515 Baltimore MD 21230-1718

All comments will be included in a responsiveness summary, which is also submitted to EPA.  Please contact Elaine Dietz at (410) 537-3908 or elaine.dietz@maryland.gov with any questions.

The IUP is a preliminary draft funding list subject to change.  We are monitoring the economic impact of COVID-19 closely, including the impact on state revenues and special funds.  At this point there have not been significant funding changes to impact the IUP; however, any future impacts that are identified may result in changes to the IUP.  Additionally, Maryland plans to apply for any additional stimulus funding that may be appropriated by Congress later in the year; should that take place projects may be added to the IUP from the PPL in priority order, subject to readiness to proceed.  

* Official notification regarding projects selected from the PPLs to receive State FY 2022 grant funds will be made in late spring 2021, following the close of the 2021 legislative session. 

Purpose and Mission  

The mission of the Maryland Water Quality Financing Administration (WQFA) is to provide financial assistance in the form of low interest rate loans and/or grant funding for clean water and drinking water capital projects across the State. 

Eligible types of projects include:
  • Water quality point source projects
  • Drinking water projects
  • Non-point source pollution control projects
  • Septic system upgrade projects   

The WQFA administers the loan and grant programs described below:  


Financial Program


Water Quality Revolving Loan Program (WQRLF)

Provides low-interest loans to local governments to finance wastewater treatment plant upgrades, nonpoint source projects, and other water quality and public health improvement projects.

Drinking Water Revolving Loan Program (DWRLF)

Provides low-interest loans to local governments to finance water supply improvements and upgrades.

Water Supply Assistance Grant Program

Helping communities meet their water supply needs.

Bay Restoration Fund Wastewater Grant Program 

  • ENR upgrade at major or minor wastewater treatment plants.
  • Improvements to existing wastewater conveyance systems.
  • Sewer extensions to connect homes on septic systems to a BNR/ENR wastewater treatment plant.
  • Nutrient-reducing BAT shared community septic systems. 
  • Stormwater (MS4) projects by local governments

Bay Restoration Fund - Septic System Grant Program

Upgrades of existing septic systems to best available technology for nitrogen reduction to the Bay.

Linked Deposit Program

Water quality capital improvements

Both loan programs receive federal funding from  the United States Environmental Protection Agency (EPA) and offer below market interest rate loans to eligible borrowers, while ensuring the perpetuity of the revolving funds.

The WQFA is authorized to issue revenue bonds subject to approval of the State Board of Public Works and Secretary of the Maryland Department of the Environment.  Bonds issued by the WQFA do not constitute a debt or the full faith and credit pledge of the State or any political subdivision.  The bonds are paid solely from WQFA revenues as pledged under the bond indenture for each of the above Funds.

The WQFA works very closely with MDE’s Engineering and Capital Projects Program (ECPP, formerly the Water Quality Infrastructure Program).  The ECPP is responsible for the development and implementation of capital projects to correct public health and water quality problems and provides restoration measures that lead to water quality and habitat benefits.  The ECPP provides technical assistance to local government and eligible private entities.



FFY 2019/State FY 2021 Funding Documents  

Please note:  Notification letters were sent in early October 2019 for projects selected to receive Federal FY 2019 Revolving Loan Fund.  Notification letters will be sent in ~May 2020 for projects selected to receive State FY 2021 grant funding.


FFY 2018/State FY 2020 Funding Documents 

Final FFY2018/State FY2020 Clean Water Project Priority List
Final FFY2018 Water Quality Revolving Loan Fund Intended Use Plan Table 1
Final FFY2018 Water Quality Revolving Loan Fund Intended Use Plan Document

Final FFY2018/State FY2020 Drinking Water Project Priority List
Final FFY2018 Drinking Water Revolving Loan Fund Intended Use Plan Table 1
Final FFY2018 Drinking Water Revolving Loan Fund Intended Use Plan Document

Public Hearing Responsiveness Summary for the FFY2018/State FY2020 IUPs and PPLs

Please note:  Official notifications regarding projects selected to receive Federal FY 2018 Revolving Loan Fund financing and State FY 2020 grant funding have been made.    

For Septic Grants:
Associated Documents:
 For additional information, please call (410) 537-3119.